The HOPE Hotline will assess your case and possibly refer you to a non-profit housing counselor near you and/or a volunteer attorney who will help you negotiate with your lender. The hotline is sponsored by the Maryland Department of Housing and Community Development.
MRDC Head Start offers comprehensive services to low income families including early childhood education, nutrition, health and social services, and encourages strong parental involvement. HUD certified staff provides counseling and assistance in landlord/tenant relations and eviction prevention, foreclosure prevention, and loss mitigation. First-time homebuyer counseling is available to low income households seeking to improve their housing conditions. The Circuit Rider Program helps small communities receive direct and technical assistance in personnel administration, grant preparation, & administration and overall administrative oversight.
A meeting room is available at no cost to free meetings that are open to the public with a capacity of 45-50 people. Call 410-482-2585 ext. 210 for more information.
For the Head Start classrooms, dial 410-482-2585. There is also a Head Start office in Federalsburg at 26245 Williamsburg Rd, Federalsburg, MD 21632, Phone Number 410-754-3453.
Provide safe, affordable, and energy efficient homes for low-income families in Caroline County. Partner families work alongside volunteers and local contractors under Habitat construction supervision. Low-cost mortgages are provided in order to promote long term homeownership. Also, Habitat participates in the Neighborhood Revitalization Initiative (NRI)- which may include rehabilitation of vacant and foreclosed properties, house repairs and weatherization. Applications are being accepted for low-income homeowners. Habitat partners with other community organizations to provide services that enhance the overall quality of life in struggling neighborhoods.
Provides subsidized home loans to very low and low income people for new and existing homes. Provides grants to very low income people age 62 or older and one percent interest loans for any very low income person who owns and occupies their home to complete home repairs that are needed to fix hazardous conditions for safety reasons. Applications available by mail, email or in the office.